Financial Fitness 1. Financial Management: I have enough money each month to pay my rent/mortgage and other household expenses 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 2. I have enough money to pay for an unexpected emergency, such as a large car repair 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 3. I have a written plan (budget) for spending and/or saving my money 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 4. Saving/InvestingI save regularly for medium and long-term financial goals, such as education for my children, a house, new car etc 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 5. I have money spread across different types of investments and accounts (e.g., stocks, bonds, managed funds , property, prize bonds etc) 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 6. I am contributing towards a Pension either personally or through my employer 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 7. Insurance & Estate PlanningI have Specified illness Cover or Income Protection to cover “significant unforeseen events” such as an injury, serious illness or disability 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 8. I have life assurance in place to clear outstanding debts and leave a lump sum for my dependents in the event of death. 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 9. I have a current and up to date will 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never 10. CreditI pay credit card bills in full to avoid interest charges. 1. Always 2. Usually 3. Sometimes 4. Seldom 5. Never Time is Up!
